Filing a claim after a collision involving a Lyft driver can prove difficult due to shared liability and varying insurance coverage. At Fisher Injury Lawyers, we understand the challenges rideshare accident victims face and provide client-focused representation.
We have recovered over $165,000,000 for our clients, excluding class actions. Our team is committed to securing the results you deserve. Our Baton Rouge Lyft accident lawyers bring the experience and results-oriented approach needed for complex insurance claims.
Learn more about how our Baton Rouge rideshare accident lawyer will fight to win big for you. Contact Fisher Injury Lawyers today to discuss your potential case during a free initial consultation.
Understanding Lyft’s Insurance Coverage for Accidents
Our Baton Rouge car accident lawyer can help you understand the insurance policies that may apply. Lyft’s coverage depends on what the driver was doing at the time of the accident, which gives way to liability disputes and delays in the claims process.
We work to hold all liable parties accountable. Our extensive resources allow us to invest fully in building a strong case for each client. Our Baton Rouge personal injury lawyers can help whether you were a Lyft passenger, another motorist, or a pedestrian at the time of the collision.
Lyft maintains the following coverage distinctions based on the rideshare driver’s status at the time of the collision.
The Driver Is Logged Off the App
When a Lyft driver is not logged into the app, their personal auto insurance applies. Lyft’s coverage does not extend to these situations. However, insurance companies may dispute liability, especially if the driver was recently active on the platform or had just logged off before the accident.
Our Baton Rouge Lyft collision lawyer can determine whose insurance provider to file a claim with and negotiate for a fair settlement.
The Driver Is Logged On and Waiting for Ride Requests
Lyft provides limited third-party liability coverage if the app is on but the driver has not yet accepted a ride request. This coverage includes:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
This coverage only applies if the driver’s personal insurance does not cover the accident.
The Driver Is En Route to Pick Up Passengers or During Rides
Lyft offers enhanced coverage once a driver accepts a ride request or passengers are in the car. Lyft’s insurance policy includes:
- At least $1,000,000 in third-party auto liability (limits may vary by market)
- First-party coverages, such as uninsured motorist, underinsured motorist, personal injury protection (PIP), MedPay, and/or occupational accident coverage
- Contingent comprehensive and collision coverage up to the car’s actual cash value ($2,500 deductible), provided the driver’s personal policy includes these coverages
These coverage levels can make a significant difference in resolving your case. Fisher Injury Lawyers can help you pursue the compensation you deserve. Bryan Fisher, our lead attorney, has a proven history of securing significant results for his clients.
For a free legal consultation with a lyft accident lawyer serving Baton Rouge, call 225.766.1234
Our Baton Rouge Lyft Accident Attorneys Can Pursue Various Damages
A Lyft accident can leave you with a range of physical, emotional, and financial burdens. At Fisher Injury Lawyers, our Baton Rouge Lyft collision attorneys work to recover compensation that reflects the extent of your injuries and losses.
We may consult expert witnesses to determine your economic and non-economic damages and ensure we negotiate for the settlement you deserve.
Economic Damages
Economic damages address the financial losses tied to the accident, such as:
- Medical expenses: Recovering medical expenses in Louisiana can be complicated and requires an experienced attorney’s guidance. Some costs, such as emergency care and necessary surgeries, may be fully recoverable, while ongoing treatments or elective procedures might only qualify for partial reimbursement. State law allows plaintiffs to recover the actual amount paid by insurers or Medicare, along with any out-of-pocket costs, rather than the full billed amount.
- Lost income: We can fight for the income you lost because you had to take time off work while recovering from your injuries.
- Loss of earning capacity: Our attorneys can seek damages for a diminished ability to earn income in the future.
- Property damage: We work to recover the costs of repairing or replacing your vehicle or personal property damaged in the accident.
Non-Economic Damages
Non-economic damages focus on the personal toll of the accident, including:
- Pain and suffering: This refers to compensation for physical pain and emotional distress caused by injuries.
- Loss of enjoyment of life: We can pursue damages for a diminished quality of life, including the inability to engage in activities such as hobbies, exercise, or spending time with loved ones due to injury-related limitations.
- Emotional distress: You may qualify for awards to address any anxiety, depression, or psychological trauma stemming from the accident.
Securing compensation after a Lyft accident can be challenging, particularly with medical cost disputes and coverage limitations. Fisher Injury Lawyers offers financial support by advancing all expenses to make sure clients have what they need to live within what is ethically and legally feasible.
Baton Rouge Lyft Accident Lawyer Near Me 225.766.1234
Our Baton Rouge Lyft Rideshare Accident Lawyers Work on Contingency
At Fisher Injury Lawyers, we believe that financial concerns should never prevent someone from seeking justice. Our Baton Rouge Lyft collision lawyers work on contingency, so you don’t have to pay any upfront fees or out-of-pocket costs to hire us.
We only collect our fees if we successfully recover compensation for you. Instead of charging hourly rates or requiring a retainer, we take a percentage of the settlement or verdict you receive.
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How Long You Have to File a Lyft Accident Lawsuit
You have a limited time—generally two years—to file a personal injury lawsuit in Louisiana. The updated two-year statute of limitations applies to injuries or damages that take place on or after July 1, 2024.
For incidents that occurred before this date, the previous one-year limitation still applies. Wrongful death claims in Louisiana remain subject to a strict one–year filing deadline, starting from the date of the deceased’s passing, regardless of when the accident occurred.
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Let Our Baton Rouge Lawyers Handle Your Lyft Accident Claim
At Fisher Injury Lawyers, we take pride in being more than just legal advocates—we are aggressive litigators who are fully committed to fighting for the compensation you deserve.
We don’t just handle cases; we build personal, long-term relationships with our clients and treat each one like a member of our own family. We will keep you informed every step of the way and provide compassionate support.
Contact Fisher Injury Lawyers today for a free consultation and let us fight to secure the compensation you deserve.
Call or text 225.766.1234 or complete a Free Case Evaluation form