Today, let’s talk about this $800,000 resolution that we had on an NCAA Disability policy and I’m going to talk a little bit generally about this one because we do a lot of NCAA & NFL athlete disability claims. This was one of the very, very early claims that we did. We’ve handle a bunch and usually have about 5 or 6 every year. We have a 100% success rate on these cases – we haven’t lost one yet. This particular case was a long time ago during the infancy of the exceptional student athlete program by which the college athletes get insurance for disability and loss of value. We represented a student athlete who was projected to be a 1st, 2nd or 3rd round NFL draft pick. He received a knee injury and his draft stock fell. He ended up signing a free agent deal. The $800,000 is the difference in the amount he got as a free agent and what he should have got had he been drafted. I love doing these cases – these are young guys and young ladies who are at the start of their careers, who have very, very promising futures and but for the presence of the insurance, and someone to collect it for them, would have stumbled down to nothing – and by nothing I mean economically. A young man, for example, who was slated to go in the 1st, 2nd or 3rd round of the NFL draft has a $10 million future. And that future, if he is fortunate enough to insure against it, can be protected even in the event of an injury. We have also, by the way, started suing universities failing to provide access to these policies available under the NCAA rules and regulations and we’ve had success with that out on the west coast and we are doing it down in Florida right now, over in Mississippi and a number of places. These are cases that take us all over the country and are a lot of fun for us.
