I’ve Already Collected Money From My Insurance. Do I Still Have A Claim?
Yeah you do those, those two things operate independently. So liability insurance is the type of insurance that we pursue as lawyers that we pursue to recover the full value of all the losses you’ve suffered and that’s any harm, loss, damages, anything that you’ve suffered as a result of an injury caused by the negligence of another person or company. That is different from health insurance and a lot of people who are injured in accidents at least initially receive treatment on their health insurance if they’re fortunate to have that type of coverage. When that happens it does not mean that you can not make a claim against a liability insurance carrier and it also doesn’t mean that you can’t recover for the medical bills that were paid by your health insurance company as a result of the wreck. Now down the road the health insurance company might have a right of reimbursement for the amount that they’ve paid but a good experienced injury attorney will be able to negotiate a reduction in the amount of money that’s owed back to that health insurance company or even elimination in many cases of any claim by the insurance company that owes the health insurance company for reimbursement. So it is certainly something to consider. That is the effective health insurance payments on a liability case but it does not preclude you from bringing a liability claim and again this is one of the reasons you should talk with an experienced injury attorney as soon as possible after you’ve had an injury in an accident.