Death carries emotional and legal consequences. Survivors may have lost stability and income as well as dear companionship. A wrongful death lawyer can help a family manage their affairs and investigate a case after a tragic accident. The attorney will run a life insurance search to help restore some stability. But, anyone can run a search for life insurance.
Why Run a Life Insurance Search?
About $1 billion from misplaced or forgotten life-insurance policies are unclaimed. When a relative passes away, survivors should do a life insurance search. The search will find life insurance money that the deceased made available to soften the impact of their death.
How Do I Run a Life Insurance Search?
If a close relative with a life insurance policy passed away, the policy may have been turned over to the state. In an earlier article, I wrote that you can search for unclaimed funds that are held by the state. The same links in your state, or the state where the departed lived, will help you find out if you are an heir to life insurance proceeds. Check your name as well as names of potential benefactors. To make the claim and get documents you need (such as a death certificate) use the link here: https://www.vitalchek.com/v/
Life Insurance Search by Company:
If you know the particular insurance company the departed used, you can call or write that company directly. Prepare for your call or claim by gathering your own and the deceased person's vital information: date of birth, social security number, the insurance policy number, and last known residence. MetLife has a tool to run a life insurance search: here.
Life Insurance Search in Records:
In the case of a recent death, check the decedent's files, records of premium payments, and insurance company bills. Call the lost loved one's employer, labor union or fraternal order. Also check their safe deposit box. Monitor the mail, email and online banking services for notices from an insurer.
Wrongful Death Lawyer and the Life Insurance Search
A wrongful death attorney will help survivors manage their affairs after a loss and bring a negligent killer to justice. The lawyer will prepare the survivors' case, help the decedent's family through a very hard and serious time, and seek to restore balance and stability. Life insurance is intended to benefit the survivors and a diligent life insurance search can help a family cope after the death of a loved one.
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